Working capital for healthcare providers

Payroll can't wait
for a slow payment cycle.

RunwayBridge advances cash on your approved healthcare receivables — from Medicaid, Medicare, MCOs, hospitals, and other credible payers — so a slow payment cycle never puts your payroll, or your clients' care, at risk.

No debt — an advance on money already owed to you Free & no obligation
You billCare delivered
Your payer pays30–90 days later
the cash‑flow gap

RunwayBridge spans it — you get paid now.

Why this is happening now

The rules changed. The money got slower.

Healthcare used to pay providers first and reconcile later. Now claims route through managed care, prepayment review, and prior authorization — so cash can arrive weeks after the work is done. Payroll didn't slow down to match.

Up to 90 days
What federal Medicaid rules let a payer take to pay a complex claim.Source: 42 CFR 447.45
53 days
Average time to pay a Medicaid managed-care claim nationwide.Source: Health Affairs Scholar, 2025 (national data)
45%
of government-funded nonprofits took on debt to cover payment delays.Source: Nonprofit Finance Fund

How RunwayBridge works

From application to advance in three steps.

We're not a lender. We match you with a vetted funding partner who advances cash against the healthcare receivables your payers already owe you — structured for Medicaid, Medicare, MCOs, hospitals, and other credible payers.

1

Apply in 2 minutes

Tell us your provider type, monthly billing, and how long you're waiting to get paid. No paperwork to start.

2

We match your funder

We route you to the vetted partner that fits your payer mix and volume — including the double‑lockbox setup Medicaid receivables require.

3

Get advanced on your claims

Cash on your approved receivables lands in days, not months. The advance settles when your payer pays. Payroll stays covered.

Why we built this

Built by operators who lived the gap.

RunwayBridge was built by home‑care operators for home‑care operators. We made payroll every two weeks while Medicaid, Medicare, and insurers took 30, 60, even 90 days to pay for care we’d already delivered. The factoring that existed was built for trucking and staffing, not the double‑lockbox reality of healthcare receivables.

So we built the bridge we wished we’d had and opened it to every healthcare provider stuck in the same place. We’re operators who found the funding partners that actually understand how healthcare gets paid, and we make the introduction to share them with you.

— The RunwayBridge team

Who we serve

Built for healthcare providers waiting on slow payers.

Home care / personal care Home health / hospice Behavioral health & SUD Autism / ABA therapy Disability & HCBS waiver services NEMT / medical transport Medical supply / DME Healthcare staffing (nurse / allied / locum) and more

Why providers choose us

Relief that's built for healthcare receivables.

It's not a loan

You're getting an advance on money the payer already owes you — not taking on debt.

Made for healthcare receivables

Our partners run the double‑lockbox structure that Medicaid and Medicare receivables require. Most factors can't.

Fast & free to start

Checking eligibility costs nothing and never obligates you. Funding decisions in days.

Vetted partners only

We match you to funders we've screened for this exact business — no cold marketplace, no runaround.

What it costs. Factoring isn’t a payday loan. Typical all‑in cost runs a few percent per 30 days — and every rate is disclosed upfront by your funding partner before you commit. No hidden fees, and no obligation to accept.

Check your eligibility

See what you qualify for.

Two minutes now, and we'll come back within one business day with your funding match — or a straight answer if it's not a fit.

  • No cost, no obligation, no impact to start.
  • Talk to a person, not a portal — a real match, not a marketplace blast.
  • Built for Medicaid, Medicare, MCO, hospital, and insurer receivables.

Get your funding match

A quick application: a 2‑minute eligibility check, then we build your funding‑ready profile and match you to a partner. No cost, no credit pull.

Start your application

Takes about 5 minutes. RunwayBridge is a referral broker, not a lender.